:root{
  --navy:#0a1f44;
  --navy-2:#0d2a5c;
  --ink:#0e1726;
  --accent:#c9a14a;
  --accent-2:#e0bf6e;
  --bg:#ffffff;
  --bg-alt:#f5f7fb;
  --text:#1d2738;
  --muted:#5d6b82;
  --line:#e6eaf2;
  --radius:16px;
  --shadow:0 18px 50px -22px rgba(10,31,68,.35);
  --container:1180px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:'Manrope',system-ui,sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
.container{max-width:var(--container);margin:0 auto;padding:0 24px}
h1,h2,h3,h4,.brand-name{font-family:'Sora',sans-serif;line-height:1.15;color:var(--ink)}
h1{font-size:clamp(2.1rem,5vw,3.6rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.6rem,3.2vw,2.4rem);font-weight:700;letter-spacing:-.01em}
h3{font-size:1.18rem;font-weight:700}
p{color:var(--text)}
.muted{color:var(--muted)}
.accent{color:var(--accent)}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}

.eyebrow{
  display:inline-block;font-family:'Manrope';font-weight:700;
  font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;
  color:var(--accent);margin-bottom:14px;
}

/* BUTTONS */
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  gap:8px;padding:14px 26px;border-radius:50px;font-weight:700;
  font-size:.95rem;cursor:pointer;border:none;transition:.25s ease;
  font-family:'Manrope';
}
.btn-primary{background:var(--accent);color:#1a1404}
.btn-primary:hover{background:var(--accent-2);transform:translateY(-2px);box-shadow:0 12px 30px -10px rgba(201,161,74,.6)}
.btn-ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--accent);color:var(--accent)}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{transform:translateY(-2px);box-shadow:0 14px 34px -12px rgba(0,0,0,.4)}
.btn-block{width:100%}

/* HEADER */
.site-header{
  position:fixed;top:0;left:0;right:0;z-index:50;
  background:rgba(255,255,255,.85);
  backdrop-filter:blur(14px);
  border-bottom:1px solid transparent;
  transition:.3s;
}
.site-header.scrolled{border-bottom-color:var(--line);box-shadow:0 6px 24px -16px rgba(10,31,68,.4)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px;gap:20px}
.brand{display:flex;align-items:center;gap:11px}
.brand-mark{
  width:38px;height:38px;border-radius:10px;
  background:linear-gradient(135deg,var(--navy),var(--navy-2));
  color:var(--accent-2);display:grid;place-items:center;
  font-family:'Sora';font-weight:800;font-size:1.25rem;
  box-shadow:inset 0 0 0 1px rgba(201,161,74,.4);
}
.brand-name{font-size:1.18rem;font-weight:800;letter-spacing:.02em;color:var(--ink)}
.brand-name span{color:var(--accent);font-weight:700}
.nav-links{display:flex;gap:30px;margin-left:auto}
.nav-links a{font-weight:600;font-size:.95rem;color:var(--text);position:relative;transition:.2s}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-6px;height:2px;width:0;background:var(--accent);transition:.25s}
.nav-links a:hover{color:var(--navy)}
.nav-links a:hover::after{width:100%}
.nav-cta{margin-left:8px;padding:11px 22px}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px}
.burger span{width:24px;height:2.5px;background:var(--ink);border-radius:2px;transition:.3s}
.burger.open span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}

/* HERO */
.hero{position:relative;padding:160px 0 90px;background:linear-gradient(180deg,#fff 0%,var(--bg-alt) 100%);overflow:hidden}
.hero-glow{
  position:absolute;top:-200px;right:-150px;width:620px;height:620px;
  background:radial-gradient(circle,rgba(201,161,74,.22),transparent 65%);
  pointer-events:none;
}
.hero-glow::after{
  content:"";position:absolute;left:-400px;top:300px;width:600px;height:600px;
  background:radial-gradient(circle,rgba(13,42,92,.12),transparent 65%);
}
.hero-inner{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.hero-text{max-width:620px}
.hero-media{position:relative}
.hero-media img{
  width:100%;border-radius:22px;object-fit:cover;aspect-ratio:6/5;
  box-shadow:0 40px 80px -30px rgba(10,31,68,.55);
  border:1px solid rgba(255,255,255,.4);
}
.hero-badge{
  position:absolute;left:-18px;bottom:28px;background:#fff;border-radius:14px;
  padding:14px 20px;display:flex;align-items:center;gap:12px;
  box-shadow:0 20px 44px -18px rgba(10,31,68,.5);
}
.hero-badge-dot{width:10px;height:10px;border-radius:50%;background:#22c55e;box-shadow:0 0 0 4px rgba(34,197,94,.18)}
.hero-badge strong{display:block;font-family:'Sora';font-size:.95rem;color:var(--navy)}
.hero-badge small{color:var(--muted);font-size:.78rem}
.lead{font-size:1.18rem;color:var(--muted);margin:22px 0 32px;max-width:600px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.hero-trust{display:flex;gap:40px;margin-top:54px;flex-wrap:wrap}
.hero-trust div{display:flex;flex-direction:column}
.hero-trust strong{font-family:'Sora';font-size:1.35rem;color:var(--navy)}
.hero-trust span{font-size:.85rem;color:var(--muted)}

/* STRIP */
.strip{background:var(--navy);color:#fff}
.strip-inner{display:flex;align-items:center;justify-content:center;gap:18px;flex-wrap:wrap;padding:20px 24px}
.strip-inner span{font-weight:600;font-size:.95rem;opacity:.9;letter-spacing:.02em}
.strip-inner i{width:5px;height:5px;border-radius:50%;background:var(--accent);display:inline-block}

/* SECTIONS */
.section{padding:90px 0}
.section-alt{background:var(--bg-alt)}
.section-head{max-width:640px;margin:0 auto 54px;text-align:center}
.section-head .muted{margin-top:12px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.check{list-style:none;margin-top:24px;display:flex;flex-direction:column;gap:12px}
.check li{position:relative;padding-left:32px;font-weight:500}
.check li::before{content:"✓";position:absolute;left:0;top:0;width:22px;height:22px;background:var(--accent);color:#1a1404;border-radius:50%;display:grid;place-items:center;font-size:.75rem;font-weight:800}
.grid-2 p{margin-top:14px;color:var(--muted)}

.about-media{position:relative}
.about-media img{width:100%;border-radius:20px;object-fit:cover;aspect-ratio:1/1;box-shadow:var(--shadow)}
.about-stat{
  position:absolute;right:-16px;bottom:-16px;background:var(--navy);color:#fff;
  border-radius:16px;padding:18px 22px;text-align:center;box-shadow:0 20px 40px -16px rgba(10,31,68,.6);
}
.about-stat strong{display:block;font-family:'Sora';font-size:1.7rem;color:var(--accent-2)}
.about-stat span{font-size:.78rem;color:rgba(255,255,255,.8)}
.about-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:56px}
.mini-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;transition:.25s}
.mini-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.mini-card h3{color:var(--navy);margin-bottom:8px}
.mini-card p{font-size:.92rem;color:var(--muted)}

/* CARDS */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;transition:.28s;position:relative;overflow:hidden}
.card::before{content:"";position:absolute;left:0;top:0;width:100%;height:3px;background:linear-gradient(90deg,var(--accent),var(--accent-2));transform:scaleX(0);transform-origin:left;transition:.3s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card:hover::before{transform:scaleX(1)}
.card-ico{width:54px;height:54px;border-radius:14px;background:var(--bg-alt);display:grid;place-items:center;font-size:1.5rem;margin-bottom:18px}
.card h3{color:var(--navy);margin-bottom:10px}
.card p{font-size:.95rem;color:var(--muted)}

/* STEPS */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;position:relative}
.step-n{font-family:'Sora';font-weight:800;font-size:2.2rem;color:var(--accent);opacity:.5}
.step h3{color:var(--navy);margin:10px 0 8px}
.step p{font-size:.92rem;color:var(--muted)}

/* CTA */
.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy-2));background-size:cover;background-position:center;color:#fff;padding:90px 0}
.cta-inner{text-align:center;max-width:680px;margin:0 auto}
.cta-band h2{color:#fff}
.cta-band p{color:rgba(255,255,255,.8);margin:14px 0 28px}

/* CONTACT */
.contact-grid{align-items:start}
.contact-list{list-style:none;margin-top:26px;display:flex;flex-direction:column;gap:18px}
.contact-list li{display:flex;flex-direction:column;border-left:3px solid var(--accent);padding-left:16px}
.contact-list span{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--accent);font-weight:700;margin-bottom:3px}
.contact-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}
.field{margin-bottom:18px;display:flex;flex-direction:column}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field label{font-size:.85rem;font-weight:600;margin-bottom:7px;color:var(--ink)}
.field input,.field select,.field textarea{
  width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:11px;
  font-family:'Manrope';font-size:.95rem;color:var(--text);background:#fdfdfd;transition:.2s;
}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--accent);background:#fff;box-shadow:0 0 0 4px rgba(201,161,74,.12)}
.field textarea{resize:vertical}
.form-note{font-size:.8rem;color:var(--muted);margin-top:14px;text-align:center}

/* FOOTER */
.site-footer{background:var(--ink);color:#cbd3e1;padding:64px 0 26px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px;padding-bottom:40px}
.brand-footer .brand-name{color:#fff}
.brand-footer{margin-bottom:16px}
.brand-footer .brand-mark{background:linear-gradient(135deg,#13294f,#0d2a5c)}
.footer-grid .muted{color:#8a96ac;font-size:.92rem;max-width:300px}
.footer-grid h4{color:#fff;margin-bottom:16px;font-size:1rem}
.footer-grid a{display:block;color:#9aa6bc;font-size:.92rem;padding:5px 0;transition:.2s}
.footer-grid a:hover{color:var(--accent-2)}
.footer-grid p{color:#9aa6bc;font-size:.92rem;line-height:1.8}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;padding-top:24px;border-top:1px solid rgba(255,255,255,.08);font-size:.85rem;color:#7e8aa1}

/* REVEAL */
.reveal{opacity:0;transform:translateY(28px);transition:.7s cubic-bezier(.16,.84,.44,1)}
.reveal.in{opacity:1;transform:none}

/* LEGAL PAGE */
.legal{padding:130px 0 80px}
.legal h1{margin-bottom:10px}
.legal .updated{color:var(--muted);font-size:.9rem;margin-bottom:40px}
.legal h2{font-size:1.3rem;color:var(--navy);margin:36px 0 12px}
.legal p,.legal li{color:var(--text);font-size:.97rem;margin-bottom:8px}
.legal ul{padding-left:22px;margin-bottom:12px}
.legal a{color:var(--accent);font-weight:600}
.legal .back{display:inline-block;margin-top:40px}

/* RESPONSIVE */
@media(max-width:880px){
  .nav-links,.nav-cta{display:none}
  .burger{display:flex}
  .nav-links.open{
    display:flex;flex-direction:column;position:absolute;top:72px;left:0;right:0;
    background:#fff;padding:24px;gap:18px;box-shadow:0 20px 40px -20px rgba(10,31,68,.4);
    border-top:1px solid var(--line);margin-left:0;
  }
  .grid-2{grid-template-columns:1fr;gap:40px}
  .footer-grid{grid-template-columns:1fr;gap:30px}
  .hero-inner{grid-template-columns:1fr;gap:44px}
  .hero-text{max-width:none}
  .hero-media img{aspect-ratio:16/10}
  .about-cards{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  .hero{padding:130px 0 70px}
  .hero-trust{gap:26px}
  .section{padding:64px 0}
  .field-row{grid-template-columns:1fr}
  .about-cards{grid-template-columns:1fr}
  .hero-badge{left:0}
  .about-stat{right:0}
  .footer-bottom{flex-direction:column;align-items:flex-start}
  .contact-form{padding:24px}
}